The Cost For Gay Couples

by Howie Holben

Gay couples are obviously not afforded the same rights as hetero couples, and we've all heard the arguments on both sides of the fence. Anti-gay groups and individuals protest loudly while the GLBT community pays out more into the system per household than their hetero counterparts. The straight community certainly doesn't turn away the money generated by keeping gay couples separated.

There is no doubt that gay couples pay more in taxes when compared to the same income bracket hetero households. Without the ability to apply the usual benefits that married couples can apply, that het households with children can apply, and the basic filing options provided, taxes are simply a higher expense. Most couples end up paying about three quarters and change more than their straight counterparts.

Of course, while there are many companies that are stepping up and offering health insurance to employees with same sex partners, the health insurance crisis within the gay community can be significantly higher than that of the straight community. The considered income of the additional partner's health insurance is taxed, whereas heterosexual health insurance coverage is not. A single family's income can be significantly impacted by the ill health of one partner, yet reimbursement and deductions are often not permitted when the healthy partner becomes financially involved. It creates quite a tax mess.

Most couples in the family that either own property together or they have children together are likely to need legal counsel and representation. Everything from their intentions to their monetary assets must be documented and legally regulated in order to make sure that family heirlooms to children stay within the immediate family. Some gay couples find that even with their legal documentation, they have nothing backing them up.

If a couple wants children they can expect some very high expenses. Men can anticipate adoption fees that can creep into the hundreds of thousands while women can expect to find about seventy five thousand extra dollars in order conceive a child. There are plenty of anti-gay family arguments that have been interjected and debated over this point, but that's beside the point. A family is possible but only for those who can afford the initial step.

Even after gay couples have spent the better part of their lives together, have filed legal paperwork, and have gone through every available avenue, death benefits from the government and often death benefits from the employer of the deceased partner are denied. This can create additional financial hardships on families.

Non biological parents of children can easily be held accountable for a medical bill while simultaneously be withheld from making medical decisions for the child. If there is no second parent adoption available in the state of residence, then the non-biological parent can find that while they may pay directly or indirectly for care, they aren't entitled to simple decisions. The reverse is true with adult children trying to make medical decisions for their non biological parent.

We have all heard all of the arguments that state that if we aren't satisfied then we can change, or something like that. It's quite interesting that while we are typically required to pay twice as much for life's needs and wants, our money is perfectly acceptable. When it comes to enforcing those needs and wants, acceptable is not the word that comes to mind.

By Howie Holben. Spirit Journeys proposes gay single travel options and also gay yoga retreats.

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